My Solar Company Went Out of Business: What Happens Now?

If your solar company went out of business, your panels almost certainly still work, and most of your equipment warranties still exist because they come from the manufacturers. What you usually lose is the installer’s own workmanship and roof-leak warranty and the people you used to call for service. Your loan or lease doesn’t disappear either: it gets transferred to a new servicer, and you still owe the payments. The most useful things to do now are to find out who holds your contract, gather your documents, and make sure you can see your system’s production.

Why this keeps happening

Residential solar went through a rough stretch from 2023 to 2026. Higher interest rates, California’s move to net billing and the end of the federal homeowner tax credit after 2025 squeezed companies that relied on fast growth and cheap financing. Several large installers and lenders filed for bankruptcy or closed. That’s why we flag installer bankruptcy risk and misleading warranties for anyone shopping today.

What happens to each part of your deal

Item	Who it’s really with	What usually happens when the installer fails
Panel product and performance warranty	Panel manufacturer	Still valid, though the manufacturer may not cover labor
Inverter and microinverter warranty	Inverter manufacturer	Still valid; labor coverage may depend on a certified installer
Battery warranty	Battery manufacturer	Still valid, subject to its years and throughput limits
Workmanship and roof-penetration warranty	The installer	Usually lost or reduced in bankruptcy
Production guarantee	Usually the lease/PPA company or installer	Depends on who issued it and whether a buyer took on the contracts
Loan	The lender	You keep paying; servicing may move to a new company
Lease or PPA	The system owner (often a fund, not the installer)	Contract stays in force; a new servicer takes over
Monitoring app	Equipment maker’s platform, sometimes via installer account	Often keeps working, but you may need your own owner login

Lease and PPA customers are usually better protected than cash or loan owners, because the system owner has a financial reason to keep the panels producing. When a lease company fails, its portfolio of contracts is valuable and is usually sold to someone who will keep servicing it. When an installer of cash-purchased systems fails, nobody buys your warranty.

What happened at the biggest companies

These are the cases our research covers with good confidence, as of October 2026. If yours isn’t listed, the same steps apply.

Sunnova (Chapter 11, June 2025)

Sunnova financed and owned systems sold and installed by independent dealers. It filed for Chapter 11 in June 2025. Solaris acquired its residential servicing platform and portfolio, a deal that closed around September 2025, and the bankruptcy plan was confirmed in November 2025. SunStrong Management runs day-to-day servicing for substantially all existing Sunnova customers. Lease and PPA contracts remain in force, and equipment manufacturer warranties still apply. Plan documents are posted by the claims agent, Kroll, at restructuring.ra.kroll.com/Sunnova.

SunPower (Chapter 11, August 2024)

The original SunPower Corp. filed in August 2024. Its Blue Raven installation arm, new-homes business and dealer network were sold to Complete Solaria, which later renamed itself SunPower. The new company generally didn’t take on the old company’s liabilities.

• Lease and PPA customers are serviced by SunStrong Management.
• Panel warranties: Maxeon handles warranties for Maxeon-made panels. Note that Maxeon itself entered financial distress proceedings in 2026, so check its current status. The new SunPower says it has handled warranty work for some products since June 2025.
• Cash and loan customers generally lost the old SunPower workmanship warranty and need an independent servicer.

Mosaic (lender, Chapter 11, June 2025)

Mosaic was one of the largest solar loan providers. Its plan was approved in September 2025, and loan servicing moved to Solar Servicing LLC, a subsidiary of Forbright Bank. Borrowers’ payment terms didn’t change. If you have a Mosaic loan, make sure your payments are going to the right place and that autopay transferred correctly.

Freedom Forever (Chapter 7, August 2026)

Freedom Forever, the second-largest U.S. residential installer in 2025 by Wood Mackenzie’s count, filed for Chapter 11 in April 2026 and converted to Chapter 7 liquidation in August 2026 after failing to find a buyer. A trustee was appointed, and the claims deadline was October 16, 2026.

• There’s no buyer for customer contracts, so workmanship and roof warranties are effectively lost.
• Manufacturer warranties on panels, inverters and batteries remain valid directly with the manufacturers.
• Loans are still owed to the lenders. Some financing partners may complete unfinished projects.
• Reports say more than 400 Colorado homeowners lost support.

Others

• Titan Solar Power closed in 2024 (Chapter 7) with no successor servicer.
• Pink Energy (Power Home Solar) filed Chapter 7 in 2022 with no successor.
• PosiGen, a lease provider focused on lower-income households, filed in November 2025; a wind-down plan was confirmed in February 2026, and who services its leases wasn’t confirmed in our research. Customers should check with the bankruptcy claims agent and whoever now holds their lease.
• Purelight Power shut down in late 2025; Infinity Solar USA bought its Oregon customer contracts, while customers in other states rely on manufacturer warranties.
• Vivint Solar wasn’t a bankruptcy: Sunrun bought it in 2020 and services its contracts.

What to do now: a checklist

1. Find out who holds your contract

• Loan: look at your most recent statement or the lender’s website. Call the number on the statement, not a number from an email or text.
• Lease or PPA: look at who sends your bill. Bankruptcy court notices, if you received any, will name the buyer or servicer.
• Cash purchase: you own the system outright. Nobody else is responsible for servicing it unless a buyer took on warranties, which is rare.

2. Gather your documents

You’ll want these for any warranty claim or repair:

• Contract and any change orders
• Equipment list with model numbers and serial numbers (panels, inverter or microinverters, battery, rapid-shutdown devices)
• Permit and inspection records from your city or county
• The utility’s Permission to Operate (PTO) letter
• Warranty documents for each component
• Site plan or single-line diagram

If you don’t have them, your local building department may have permit records, and your utility has your interconnection file. Serial numbers are on labels on the inverter, battery and often the back of panels; a servicer can also read many of them from the monitoring system.

3. Get your own monitoring access

Many systems were registered under the installer’s account. If the installer disappears, you may lose visibility. Contact the inverter manufacturer, such as Enphase, SolarEdge or Tesla, and ask how to get a homeowner login or transfer the system to a new installer account. Our guide to checking whether your system is working explains what to watch.

4. Check that the system is producing

Compare your production to what a system like yours should make. Our production checker uses PVWatts-style estimates for your location. A sudden drop to zero usually means an inverter or communication problem; a gradual 20% to 30% shortfall can mean failed microinverters, shading or a wiring fault.

5. File a claim if there’s a bankruptcy case

If the bankruptcy is still open and you’re owed money, for example for an unfinished job or a deposit, file a proof of claim with the court or claims agent before the deadline. Recovery for unsecured customer claims is often small, but filing preserves your rights. Some deadlines, such as Freedom Forever’s (October 16, 2026), have already passed.

6. Talk to your lender if the job was never finished

If you’re paying for a system that was never completed or never received PTO, write to the lender with the details. Many point-of-sale consumer loans include the FTC “Holder Rule” notice, which can let you raise claims against the seller with the lender, generally up to what you’ve paid. A consumer attorney or legal aid office can tell you whether that applies. You can also file a complaint with the CFPB and your state attorney general. See payments before PTO and our interconnection and PTO guide.

Finding a new servicer

If you own your system, you’ll need someone to call when something breaks.

• Local installers. Many will service systems they didn’t install, typically charging a diagnostic fee and an hourly rate. Ask whether they’re certified for your inverter brand, since some manufacturers only reimburse labor through certified installers.
• Specialist service companies. Some firms focus on orphaned systems and performance monitoring. Omnidian, for example, offers service for orphaned and financed systems.
• The manufacturer. For a failed inverter or microinverter, start with the manufacturer’s warranty process. They may refer you to a certified local installer.
• Our installer directory notes which national companies have failed or changed hands.

Questions to ask a new servicer:

1. Do you work on [your inverter brand], and are you certified with them?
2. What’s your diagnostic fee, and does it count toward the repair?
3. Will you handle the manufacturer warranty claim and paperwork?
4. Do you offer a workmanship warranty on your repair?
5. Can you add my system to your monitoring account, or help me get my own login?

Roof leaks and future re-roofs

Leaks around roof penetrations were normally the installer’s responsibility. With the installer gone, you’ll likely pay a roofer or solar company to fix them. If you need a new roof later, you’ll also need someone to remove and reinstall the panels. Our replace roof before solar guide and roof replacement timing tool help with that decision. It’s also worth asking your homeowners insurer how your policy treats the panels; see solar weather, durability and insurance.

Selling your home with an orphaned system

An orphaned system doesn’t block a sale, but buyers will ask who services it. Have your documents, production history and monitoring access ready. If you have a lease or PPA, confirm the new servicer’s transfer process early, since buyers may need credit approval. See selling a house with solar and the selling a home with solar tool.

Bottom line: The equipment on your roof is fine; the paperwork is what’s at risk. Get your documents and your own monitoring login now, while it’s easy, so a future repair is a phone call and not a research project.

If you’re shopping for solar now

The lesson for new buyers: a 25-year warranty is only worth as much as the company behind it. Favor installers with a long track record and their own crews, ask who services the system if they close, and choose equipment brands with a solid U.S. presence. Read solar panel lifespan and warranties and how to compare solar quotes before you sign.