Typical home: Worth it

Solar in San Mateo, CA

With PG&E's electricity at about 40.5¢ per kWh and 1,665 kWh of sun per kW, solar is worth it for a typical San Mateo home today: about a 10.1-year payback.

Payback, typical home
10.1 yrsCalifornia: 10.9 yrs
25-year net
$24,650after paying $10,700
Sun
1,665kWh per kW per year
Electricity
40.5¢125% above U.S. average

A typical San Mateo home, by the numbers

UtilityPG&E
Electricity use405 kWh a month
Best-value system3 kW, about 7 panels, 4,995 kWh a year (103% of use)
Cost$10,700
First-year savings$971
Payback10.1 years
Exported power3.9¢/kWh (PG&E)

Cash purchase, no federal credit, 4.0% yearly rate increases. Run it with your own numbers.

Solar production per kW in San Mateo

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan83
Feb102
Mar137
Apr160
May170
Jun181
Jul189
Aug178
Sep154
Oct134
Nov97
Dec80

Homes in San Mateo

Owner-occupied homes
50%
Single-family detached
42%
Median home value
$1.6M
Median year built
1965
Population
103,105
Solar installs, last 3 years*
1,544
Roofs suitable for solar†
92%

Census ACS 2020–2024. *Installations in public records for this area's ZIP codes. †Share of 22,444 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Older housing stock. Many homes here were built before 1975. Have the roof and electrical panel checked before signing; a roof or panel upgrade can add thousands. Roof first?

Installers working in San Mateo

Companies with the most installations in San Mateo's ZIP codes over the last 3 years, from public records. We don't take payment for placement.

  1. Sunrun 252 installs
  2. Tesla Energy 175 installs
  3. SunPower 91 installs
  4. Rockin Roofers 69 installs
  5. Bright OPS 66 installs
  6. Semper Solaris 41 installs
  7. Leonard Roofing 41 installs
  8. Freedom Forever 40 installs
  9. Solar Optimum Design & Electrical 36 installs
  10. Your Energy Solutions 33 installs

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in San Mateo

Is solar worth it in San Mateo, CA?

For a typical home in San Mateo, solar is worth it at 2026 prices: a 3 kW system costs about $10,700 after state incentives, saves about $971 in year one and pays back in about 10.1 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in San Mateo?

About 1,665 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 0% more than the California average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in San Mateo?

Most homes in San Mateo are served by PG&E, at about 40.5¢ per kWh on average.

How much do solar panels cost in San Mateo?

A fair cash price is around $2.90 per watt before incentives, so about $10,700 for a 3 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.