Typical home: Worth it

Solar in Lutz, FL

With Duke Energy Florida's electricity at about 18.6¢ per kWh and 1,545 kWh of sun per kW, solar is worth it for a typical Lutz home today: about a 8.8-year payback.

Payback, typical home
8.8 yrsFlorida: 10.5 yrs
25-year net
$51,134after paying $20,270
Sun
1,545kWh per kW per year
Electricity
18.6¢3% above U.S. average

A typical Lutz home, by the numbers

UtilityDuke Energy Florida
Electricity use1,009 kWh a month
Best-value system8.6 kW, about 20 panels, 13,288 kWh a year (110% of use)
Cost$20,270
First-year savings$2,285
Payback8.8 years
Exported powerFull retail net metering (Duke Energy Florida)

Cash purchase, no federal credit, 2.8% yearly rate increases. Run it with your own numbers.

Solar production per kW in Lutz

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan117
Feb114
Mar146
Apr150
May152
Jun126
Jul125
Aug123
Sep124
Oct136
Nov121
Dec112

Homes in Lutz

Owner-occupied homes
79%
Single-family detached
81%
Median home value
$487k
Median year built
1990
Population
27,106
Roofs suitable for solar†
87%

Census ACS 2020–2024. †Share of 11,157 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Installers working in Lutz

Public installation records for Florida don't name installers, so we can't rank local companies here. Browse installers in Florida.

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in Lutz

Is solar worth it in Lutz, FL?

For a typical home in Lutz, solar is worth it at 2026 prices: a 8.6 kW system costs about $20,270 after state incentives, saves about $2,285 in year one and pays back in about 8.8 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in Lutz?

About 1,545 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 0% more than the Florida average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in Lutz?

Most homes in Lutz are served by Duke Energy Florida, at about 18.6¢ per kWh on average. Some areas are served by Tampa Electric (TECO), Withlacoochee River Electric Cooperative.

How much do solar panels cost in Lutz?

A fair cash price is around $2.45 per watt before incentives, so about $20,270 for a 8.6 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.