Typical home: Worth it

Solar in Chicago, IL

With ComEd's electricity at about 19.3¢ per kWh and 1,333 kWh of sun per kW, solar is worth it for a typical Chicago home today: about a 12.6-year payback.

Payback, typical home
12.6 yrsIllinois: 13.5 yrs
25-year net
$24,049after paying $16,500
Sun
1,333kWh per kW per year
Electricity
19.3¢7% above U.S. average

A typical Chicago home, by the numbers

UtilityComEd
Electricity use622 kWh a month
Best-value system5 kW, about 12 panels, 6,666 kWh a year (89% of use)
Cost$18,000, or $16,500 after state incentives
First-year savings$1,218
Payback12.6 years
Exported power9¢/kWh (ComEd)

Cash purchase, no federal credit, 3.5% yearly rate increases. Run it with your own numbers.

Solar production per kW in Chicago

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan63
Feb85
Mar114
Apr133
May141
Jun148
Jul156
Aug142
Sep122
Oct96
Nov72
Dec60

Homes in Chicago

Owner-occupied homes
46%
Single-family detached
26%
Median home value
$334k
Median year built
1953
Population
2,711,226
Roofs suitable for solar†
82%

Census ACS 2020–2024. †Share of 414,192 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Older housing stock. Many homes here were built before 1975. Have the roof and electrical panel checked before signing; a roof or panel upgrade can add thousands. Roof first?

Installers working in Chicago

Public installation records for Illinois don't name installers, so we can't rank local companies here. Browse installers in Illinois.

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in Chicago

Is solar worth it in Chicago, IL?

For a typical home in Chicago, solar is worth it at 2026 prices: a 5 kW system costs about $16,500 after state incentives, saves about $1,218 in year one and pays back in about 12.6 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in Chicago?

About 1,333 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 0% less than the Illinois average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in Chicago?

Most homes in Chicago are served by ComEd, at about 19.3¢ per kWh on average.

How much do solar panels cost in Chicago?

A fair cash price is around $3.40 per watt before incentives, so about $18,000 for a 5 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.