Typical home: Worth it

Solar in St. Charles, IL

With ComEd's electricity at about 19.3¢ per kWh and 1,340 kWh of sun per kW, solar is worth it for a typical St. Charles home today: about a 12.5-year payback.

Payback, typical home
12.5 yrsIllinois: 13.5 yrs
25-year net
$24,565after paying $16,500
Sun
1,340kWh per kW per year
Electricity
19.3¢7% above U.S. average

A typical St. Charles home, by the numbers

UtilityComEd
Electricity use622 kWh a month
Best-value system5 kW, about 12 panels, 6,701 kWh a year (90% of use)
Cost$18,000, or $16,500 after state incentives
First-year savings$1,229
Payback12.5 years
Exported power9¢/kWh (ComEd)

Cash purchase, no federal credit, 3.5% yearly rate increases. Run it with your own numbers.

Solar production per kW in St. Charles

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan75
Feb84
Mar119
Apr125
May146
Jun142
Jul154
Aug145
Sep123
Oct94
Nov73
Dec63

Homes in St. Charles

Owner-occupied homes
70%
Single-family detached
59%
Median home value
$377k
Median year built
1984
Population
32,854
Roofs suitable for solar†
85%

Census ACS 2020–2024. †Share of 8,542 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Installers working in St. Charles

Public installation records for Illinois don't name installers, so we can't rank local companies here. Browse installers in Illinois.

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in St. Charles

Is solar worth it in St. Charles, IL?

For a typical home in St. Charles, solar is worth it at 2026 prices: a 5 kW system costs about $16,500 after state incentives, saves about $1,229 in year one and pays back in about 12.5 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in St. Charles?

About 1,340 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 0% more than the Illinois average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in St. Charles?

Most homes in St. Charles are served by ComEd, at about 19.3¢ per kWh on average. Some areas are served by City of St Charles, City of Geneva, City of Batavia.

How much do solar panels cost in St. Charles?

A fair cash price is around $3.40 per watt before incentives, so about $18,000 for a 5 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.