Typical home: Not worth it

Solar in Bloomington, IN

With Duke Energy Indiana's electricity at about 15.9¢ per kWh and 1,326 kWh of sun per kW, solar is not worth it for a typical Bloomington home today: about a 18-year payback.

Payback, typical home
18 yrsIndiana: 16.9 yrs
25-year net
$8,255after paying $14,975
Sun
1,326kWh per kW per year
Electricity
15.9¢12% below U.S. average

A typical Bloomington home, by the numbers

UtilityDuke Energy Indiana
Electricity use992 kWh a month
Best-value system4.5 kW, about 10 panels, 5,966 kWh a year (50% of use)
Cost$14,975
First-year savings$761
Payback18.0 years
Exported powerReduced export credit (Duke Energy Indiana)

Cash purchase, no federal credit, 3.3% yearly rate increases. Run it with your own numbers.

Solar production per kW in Bloomington

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan72
Feb88
Mar108
Apr125
May134
Jun142
Jul144
Aug141
Sep126
Oct100
Nov82
Dec65

Homes in Bloomington

Owner-occupied homes
35%
Single-family detached
36%
Median home value
$321k
Median year built
1985
Population
80,049
Roofs suitable for solar†
80%

Census ACS 2020–2024. †Share of 15,642 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Installers working in Bloomington

Public installation records for Indiana don't name installers, so we can't rank local companies here. Browse installers in Indiana.

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in Bloomington

Is solar worth it in Bloomington, IN?

For a typical home in Bloomington, solar is not worth it at 2026 prices: a 4.5 kW system costs about $14,975 after state incentives, saves about $761 in year one and pays back in about 18 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in Bloomington?

About 1,326 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 0% less than the Indiana average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in Bloomington?

Most homes in Bloomington are served by Duke Energy Indiana, at about 15.9¢ per kWh on average. Some areas are served by South Central Indiana REMC, Utilities Dist-Western IN REMC, AES Indiana.

How much do solar panels cost in Bloomington?

A fair cash price is around $3.05 per watt before incentives, so about $14,975 for a 4.5 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.