Typical home: Close call

Solar in Gary, IN

With Northern Indiana Pub Serv's electricity at about 23.4¢ per kWh and 1,329 kWh of sun per kW, solar is a close call for a typical Gary home today: about a 14-year payback.

Payback, typical home
14 yrsIndiana: 16.9 yrs
25-year net
$12,614after paying $11,150
Sun
1,329kWh per kW per year
Electricity
23.4¢30% above U.S. average

A typical Gary home, by the numbers

UtilityNorthern Indiana Pub Serv
Electricity use672 kWh a month
Best-value system3 kW, about 7 panels, 3,987 kWh a year (49% of use)
Cost$11,150
First-year savings$732
Payback14.0 years
Exported powerReduced export credit (Northern Indiana Pub Serv)

Cash purchase, no federal credit, 3.3% yearly rate increases. Run it with your own numbers.

Solar production per kW in Gary

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan71
Feb82
Mar125
Apr128
May137
Jun144
Jul153
Aug141
Sep124
Oct95
Nov69
Dec60

Homes in Gary

Owner-occupied homes
49%
Single-family detached
72%
Median home value
$95k
Median year built
1957
Population
68,113
Roofs suitable for solar†
67%

Census ACS 2020–2024. †Share of 24,790 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Older housing stock. Many homes here were built before 1975. Have the roof and electrical panel checked before signing; a roof or panel upgrade can add thousands. Roof first?

Installers working in Gary

Public installation records for Indiana don't name installers, so we can't rank local companies here. Browse installers in Indiana.

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in Gary

Is solar worth it in Gary, IN?

For a typical home in Gary, solar is a close call at 2026 prices: a 3 kW system costs about $11,150 after state incentives, saves about $732 in year one and pays back in about 14 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in Gary?

About 1,329 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 0% less than the Indiana average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in Gary?

Most homes in Gary are served by Northern Indiana Pub Serv, at about 23.4¢ per kWh on average.

How much do solar panels cost in Gary?

A fair cash price is around $3.05 per watt before incentives, so about $11,150 for a 3 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.