Typical home: Not worth it

Solar in Owensboro, KY

With City of Owensboro's electricity at about 14.2¢ per kWh and 1,365 kWh of sun per kW, solar is not worth it for a typical Owensboro home today: about a 19.5-year payback.

Payback, typical home
19.5 yrsKentucky: 18.7 yrs
25-year net
$4,152after paying $11,725
Sun
1,365kWh per kW per year
Electricity
14.2¢21% below U.S. average

A typical Owensboro home, by the numbers

UtilityCity of Owensboro
Electricity use800 kWh a month
Best-value system3.5 kW, about 8 panels, 4,777 kWh a year (50% of use)
Cost$11,725
First-year savings$598
Payback19.5 years
Exported powerNet billing (reduced export credit) (Kentucky rule)

Cash purchase, no federal credit, 2.5% yearly rate increases. Run it with your own numbers.

Solar production per kW in Owensboro

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan78
Feb89
Mar113
Apr127
May144
Jun143
Jul146
Aug137
Sep124
Oct107
Nov83
Dec75

Homes in Owensboro

Owner-occupied homes
57%
Single-family detached
70%
Median home value
$179k
Median year built
1972
Population
60,302
Roofs suitable for solar†
81%

Census ACS 2020–2024. †Share of 18,631 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Older housing stock. Many homes here were built before 1975. Have the roof and electrical panel checked before signing; a roof or panel upgrade can add thousands. Roof first?

Installers working in Owensboro

Public installation records for Kentucky don't name installers, so we can't rank local companies here. Browse installers in Kentucky.

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in Owensboro

Is solar worth it in Owensboro, KY?

For a typical home in Owensboro, solar is not worth it at 2026 prices: a 3.5 kW system costs about $11,725 after state incentives, saves about $598 in year one and pays back in about 19.5 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in Owensboro?

About 1,365 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 2% more than the Kentucky average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in Owensboro?

Most homes in Owensboro are served by City of Owensboro, at about 14.2¢ per kWh on average. Some areas are served by Kenergy, Kentucky Utilities (KU).

How much do solar panels cost in Owensboro?

A fair cash price is around $2.85 per watt before incentives, so about $11,725 for a 3.5 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.