Typical home: Not worth it

Solar in Cleveland, TN

With City of Cleveland's electricity at about 13.7¢ per kWh and 1,336 kWh of sun per kW, solar is not worth it for a typical Cleveland home today: about a 24.5-year payback.

Payback, typical home
24.5 yrsTennessee: 24 yrs
25-year net
$461after paying $19,000
Sun
1,336kWh per kW per year
Electricity
13.7¢24% below U.S. average

A typical Cleveland home, by the numbers

UtilityCity of Cleveland
Electricity use1,118 kWh a month
Best-value system5 kW, about 12 panels, 6,681 kWh a year (50% of use)
Cost$19,000
First-year savings$727
Payback24.5 years
Exported powerNo statewide net metering (Tennessee rule)

Cash purchase, no federal credit, 2.5% yearly rate increases. Run it with your own numbers.

Solar production per kW in Cleveland

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan88
Feb82
Mar114
Apr128
May139
Jun122
Jul131
Aug130
Sep119
Oct113
Nov90
Dec80

Homes in Cleveland

Owner-occupied homes
48%
Single-family detached
56%
Median home value
$272k
Median year built
1983
Population
48,829
Roofs suitable for solar†
93%

Census ACS 2020–2024. †Share of 14,120 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Installers working in Cleveland

Public installation records for Tennessee don't name installers, so we can't rank local companies here. Browse installers in Tennessee.

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in Cleveland

Is solar worth it in Cleveland, TN?

For a typical home in Cleveland, solar is not worth it at 2026 prices: a 5 kW system costs about $19,000 after state incentives, saves about $727 in year one and pays back in about 24.5 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in Cleveland?

About 1,336 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 2% less than the Tennessee average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in Cleveland?

Most homes in Cleveland are served by City of Cleveland, at about 13.7¢ per kWh on average. Some areas are served by City of Chattanooga, Volunteer Electric Cooperative.

How much do solar panels cost in Cleveland?

A fair cash price is around $3.60 per watt before incentives, so about $19,000 for a 5 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.