Typical home: Not worth it

Solar in Pharr, TX

With Magic Valley Electric Cooperative's electricity at about 10.9¢ per kWh and 1,547 kWh of sun per kW, solar is not worth it for a typical Pharr home today: about a 18.6-year payback.

Payback, typical home
18.6 yrsTexas: 14 yrs
25-year net
$6,542after paying $14,420
Sun
1,547kWh per kW per year
Electricity
10.9¢39% below U.S. average

A typical Pharr home, by the numbers

UtilityMagic Valley Electric Cooperative
Electricity use1,336 kWh a month
Best-value system5.2 kW, about 12 panels, 8,047 kWh a year (50% of use)
Cost$14,420
First-year savings$775
Payback18.6 years
Exported powerNo statewide net metering (Texas rule)

Cash purchase, no federal credit, 2.9% yearly rate increases. Run it with your own numbers.

Solar production per kW in Pharr

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan98
Feb109
Mar138
Apr144
May141
Jun146
Jul150
Aug152
Sep132
Oct127
Nov108
Dec103

Homes in Pharr

Owner-occupied homes
59%
Single-family detached
58%
Median home value
$122k
Median year built
2001
Population
80,333
Roofs suitable for solar†
93%

Census ACS 2020–2024. †Share of 15,302 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Installers working in Pharr

Public installation records for Texas don't name installers, so we can't rank local companies here. Browse installers in Texas.

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in Pharr

Is solar worth it in Pharr, TX?

For a typical home in Pharr, solar is not worth it at 2026 prices: a 5.2 kW system costs about $14,420 after state incentives, saves about $775 in year one and pays back in about 18.6 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in Pharr?

About 1,547 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 2% more than the Texas average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in Pharr?

Most homes in Pharr are served by Magic Valley Electric Cooperative, at about 10.9¢ per kWh on average.

How much do solar panels cost in Pharr?

A fair cash price is around $2.60 per watt before incentives, so about $14,420 for a 5.2 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.