Typical customer: Not worth it

Access Energy Cooperative and solar

Access Energy Cooperative is an electric cooperative serving about 8,890 homes in Iowa. Here's what its rates and export rules mean for solar: for a typical customer, solar is not worth it.

Average price (2026 est.)
15.4¢9% above Iowa average
Typical bill
$1691,098 kWh a month
Exports credited
RetailFull retail net metering
Typical payback
19.8 yrs4.8 kW, cash

Export rules for Access Energy Cooperative customers

Full retail net metering (Iowa rule).

Iowa's two investor-owned utilities (MidAmerican and Alliant) credit solar exports at the retail energy rate through net billing or inflow-outflow billing. Customers who connect before a future value-of-solar rate takes effect (by July 2027 at the latest) keep retail-rate export credit for 20 years.

Iowa net metering details

Solar for a typical Access Energy Cooperative home

System4.8 kW (50% of 1,098 kWh/month)
Cost$19,100
First-year savings$1,009
Payback19.8 years
25-year net$5,598

Uses the utility's average price.

Solar adoption

Homes with solar (2025)
—
Share of customers
—
Residential solar capacity
—
Residential customers
8,890

EIA-861, 2025.

Questions about Access Energy Cooperative and solar

Does Access Energy Cooperative have net metering?

Access Energy Cooperative follows Iowa's rules: Iowa's two investor-owned utilities (MidAmerican and Alliant) credit solar exports at the retail energy rate through net billing or inflow-outflow billing. Customers who connect before a future value-of-solar rate takes effect (by July 2027 at the latest) keep retail-rate export credit for 20 years.

How much does electricity cost with Access Energy Cooperative?

Residential customers paid an average of 14.8¢ per kWh in 2025 (EIA), about 15.4¢ adjusted to 2026. The typical home uses 1,098 kWh a month, a bill of about $169.

Is solar worth it with Access Energy Cooperative?

For a typical customer, solar is not worth it: a 4.8 kW system costing about $19,100 pays back in about 19.8 years, with $5,598 net over 25 years.

How many Access Energy Cooperative customers have solar?

Access Energy Cooperative did not report residential net-metered solar to EIA for 2025.

Legal name: Access Energy Coop (EIA ID 16611). Data: EIA-861 2025 and monthly data through 2026, state policy research October 2026.