Typical customer: Not worth it

Beltrami Electric Cooperative and solar

Beltrami Electric Cooperative is an electric cooperative serving about 20,929 homes in Minnesota. Here's what its rates and export rules mean for solar: for a typical customer, solar is not worth it.

Average price (2026 est.)
15.8¢2% below Minnesota average
Typical bill
$1831,157 kWh a month
Exports credited
RetailFull retail net metering
Typical payback
16.4 yrs9.4 kW, cash

Export rules for Beltrami Electric Cooperative customers

Full retail net metering (Minnesota rule).

Minnesota requires utilities to net meter systems under 40 kW; monthly excess is paid or credited at the 'average retail utility energy rate', which is close to retail (excludes fixed charges). This applies to IOUs, co-ops and munis, although co-ops/munis may add a monthly DG fee.

Minnesota net metering details

Solar for a typical Beltrami Electric Cooperative home

System9.4 kW (90% of 1,157 kWh/month)
Cost$34,050
First-year savings$1,986
Payback16.4 years
25-year net$23,172

Uses the utility's average price.

Solar adoption

Homes with solar (2025)
124
Share of customers
0.6%
Residential solar capacity
2 MW
Residential customers
20,929

EIA-861, 2025.

Questions about Beltrami Electric Cooperative and solar

Does Beltrami Electric Cooperative have net metering?

Beltrami Electric Cooperative follows Minnesota's rules: Minnesota requires utilities to net meter systems under 40 kW; monthly excess is paid or credited at the 'average retail utility energy rate', which is close to retail (excludes fixed charges). This applies to IOUs, co-ops and munis, although co-ops/munis may add a monthly DG fee.

How much does electricity cost with Beltrami Electric Cooperative?

Residential customers paid an average of 15.5¢ per kWh in 2025 (EIA), about 15.8¢ adjusted to 2026. The typical home uses 1,157 kWh a month, a bill of about $183.

Is solar worth it with Beltrami Electric Cooperative?

For a typical customer, solar is not worth it: a 9.4 kW system costing about $34,050 pays back in about 16.4 years, with $23,172 net over 25 years.

How many Beltrami Electric Cooperative customers have solar?

About 124 homes had net-metered solar at the end of 2025, roughly 0.6% of residential customers (EIA-861).

Legal name: Beltrami Electric Coop, Inc (EIA ID 1529). Data: EIA-861 2025 and monthly data through 2026, state policy research October 2026.