City of Mishawaka and solar
City of Mishawaka is a municipal utility serving about 25,180 homes in Indiana. Here's what its rates and export rules mean for solar: for a typical customer, solar is not worth it.
- Average price (2026 est.)
- 13.1¢22% below Indiana average
- Typical bill
- $81613 kWh a month
- Exports credited
- ~41%Reduced export credit
- Typical payback
- 23.2 yrs3 kW, cash
Export rules for City of Mishawaka customers
Reduced export credit (Indiana rule).
Indiana ended net metering for new customers in mid-2022. Under 'Excess Distributed Generation' (EDG) billing, solar you use at home offsets retail, but any electricity sent to the grid is credited at about 1.25 times the utility's wholesale energy price (AES Indiana: about 5.4 cents/kWh as of July 2026).
Solar for a typical City of Mishawaka home
| System | 3 kW (54% of 613 kWh/month) |
|---|---|
| Cost | $11,150 |
| First-year savings | $430 |
| Payback | 23.2 years |
| 25-year net | $1,169 |
Uses the utility's average price.
Solar adoption
- Homes with solar (2025)
- —
- Share of customers
- —
- Residential solar capacity
- —
- Residential customers
- 25,180
EIA-861, 2025.
Questions about City of Mishawaka and solar
Does City of Mishawaka have net metering?
City of Mishawaka follows Indiana's rules: Indiana ended net metering for new customers in mid-2022. Under 'Excess Distributed Generation' (EDG) billing, solar you use at home offsets retail, but any electricity sent to the grid is credited at about 1.25 times the utility's wholesale energy price (AES Indiana: about 5.4 cents/kWh as of July 2026).
How much does electricity cost with City of Mishawaka?
Residential customers paid an average of 12.4¢ per kWh in 2025 (EIA), about 13.1¢ adjusted to 2026. The typical home uses 613 kWh a month, a bill of about $81.
Is solar worth it with City of Mishawaka?
For a typical customer, solar is not worth it: a 3 kW system costing about $11,150 pays back in about 23.2 years, with $1,169 net over 25 years.
How many City of Mishawaka customers have solar?
City of Mishawaka did not report residential net-metered solar to EIA for 2025.
Legal name: City of Mishawaka (EIA ID 12674). Data: EIA-861 2025 and monthly data through 2026, state policy research October 2026.