Typical customer: Not worth it

Cumberland Electric Member and solar

Cumberland Electric Member is an electric cooperative serving about 101,734 homes in Tennessee. Here's what its rates and export rules mean for solar: for a typical customer, solar is not worth it.

Average price (2026 est.)
14.1¢4% above Tennessee average
Typical bill
$2031,437 kWh a month
Exports credited
~19%No statewide net metering
Typical payback
22.9 yrs6.4 kW, cash

Export rules for Cumberland Electric Member customers

No statewide net metering (Tennessee rule).

Tennessee has no net metering law; almost all homes are served by TVA-supplied local power companies. Solar offsets your own usage, but exported power is typically bought at TVA's low wholesale avoided-cost rate (about 2.7 c/kWh in late 2026) or a local utility's own rate.

Tennessee net metering details

Solar for a typical Cumberland Electric Member home

System6.4 kW (50% of 1,437 kWh/month)
Cost$23,340
First-year savings$966
Payback22.9 years
25-year net$2,801

Uses the utility's average price.

Solar adoption

Homes with solar (2025)
—
Share of customers
—
Residential solar capacity
—
Residential customers
101,734

EIA-861, 2025.

Cities served

Questions about Cumberland Electric Member and solar

Does Cumberland Electric Member have net metering?

Cumberland Electric Member follows Tennessee's rules: Tennessee has no net metering law; almost all homes are served by TVA-supplied local power companies. Solar offsets your own usage, but exported power is typically bought at TVA's low wholesale avoided-cost rate (about 2.7 c/kWh in late 2026) or a local utility's own rate.

How much does electricity cost with Cumberland Electric Member?

Residential customers paid an average of 13.8¢ per kWh in 2025 (EIA), about 14.1¢ adjusted to 2026. The typical home uses 1,437 kWh a month, a bill of about $203.

Is solar worth it with Cumberland Electric Member?

For a typical customer, solar is not worth it: a 6.4 kW system costing about $23,340 pays back in about 22.9 years, with $2,801 net over 25 years.

How many Cumberland Electric Member customers have solar?

Cumberland Electric Member did not report residential net-metered solar to EIA for 2025.

Legal name: Cumberland Elec Member Corp (EIA ID 4624). Data: EIA-861 2025 and monthly data through 2026, state policy research October 2026.