Typical customer: Not worth it

Fort Loudoun Electric Cooperative and solar

Fort Loudoun Electric Cooperative is an electric cooperative serving about 30,743 homes in Tennessee. Here's what its rates and export rules mean for solar: for a typical customer, solar is not worth it.

Average price (2026 est.)
13.2¢3% below Tennessee average
Typical bill
$1801,368 kWh a month
Exports credited
~21%No statewide net metering
Typical payback
24.3 yrs6 kW, cash

Export rules for Fort Loudoun Electric Cooperative customers

No statewide net metering (Tennessee rule).

Tennessee has no net metering law; almost all homes are served by TVA-supplied local power companies. Solar offsets your own usage, but exported power is typically bought at TVA's low wholesale avoided-cost rate (about 2.7 c/kWh in late 2026) or a local utility's own rate.

Tennessee net metering details

Solar for a typical Fort Loudoun Electric Cooperative home

System6 kW (50% of 1,368 kWh/month)
Cost$22,100
First-year savings$861
Payback24.3 years
25-year net$869

Uses the utility's average price.

Solar adoption

Homes with solar (2025)
—
Share of customers
—
Residential solar capacity
—
Residential customers
30,743

EIA-861, 2025.

Questions about Fort Loudoun Electric Cooperative and solar

Does Fort Loudoun Electric Cooperative have net metering?

Fort Loudoun Electric Cooperative follows Tennessee's rules: Tennessee has no net metering law; almost all homes are served by TVA-supplied local power companies. Solar offsets your own usage, but exported power is typically bought at TVA's low wholesale avoided-cost rate (about 2.7 c/kWh in late 2026) or a local utility's own rate.

How much does electricity cost with Fort Loudoun Electric Cooperative?

Residential customers paid an average of 12.8¢ per kWh in 2025 (EIA), about 13.2¢ adjusted to 2026. The typical home uses 1,368 kWh a month, a bill of about $180.

Is solar worth it with Fort Loudoun Electric Cooperative?

For a typical customer, solar is not worth it: a 6 kW system costing about $22,100 pays back in about 24.3 years, with $869 net over 25 years.

How many Fort Loudoun Electric Cooperative customers have solar?

Fort Loudoun Electric Cooperative did not report residential net-metered solar to EIA for 2025.

Legal name: Fort Loudoun Electric Coop (EIA ID 6608). Data: EIA-861 2025 and monthly data through 2026, state policy research October 2026.