Typical customer: Not worth it

Missoula Electric Cooperative and solar

Missoula Electric Cooperative is an electric cooperative serving about 14,911 homes in Montana, Idaho. Here's what its rates and export rules mean for solar: for a typical customer, solar is not worth it.

Average price (2026 est.)
11.7¢16% below Montana average
Typical bill
$1241,068 kWh a month
Exports credited
RetailFull retail net metering
Typical payback
22.4 yrs5 kW, cash

Export rules for Missoula Electric Cooperative customers

Full retail net metering (Montana rule).

NorthWestern Energy customers get kWh-for-kWh net metering for systems up to 50 kW. Excess kWh roll forward monthly but are zeroed out (forfeited) at the annual anniversary.

Montana net metering details

Solar for a typical Missoula Electric Cooperative home

System5 kW (50% of 1,068 kWh/month)
Cost$15,500
First-year savings$744
Payback22.4 years
25-year net$1,996

Uses the utility's average price.

Solar adoption

Homes with solar (2025)
186
Share of customers
1.3%
Residential solar capacity
2 MW
Residential customers
14,911

EIA-861, 2025.

Questions about Missoula Electric Cooperative and solar

Does Missoula Electric Cooperative have net metering?

Missoula Electric Cooperative follows Montana's rules: NorthWestern Energy customers get kWh-for-kWh net metering for systems up to 50 kW. Excess kWh roll forward monthly but are zeroed out (forfeited) at the annual anniversary.

How much does electricity cost with Missoula Electric Cooperative?

Residential customers paid an average of 10.9¢ per kWh in 2025 (EIA), about 11.7¢ adjusted to 2026. The typical home uses 1,068 kWh a month, a bill of about $124.

Is solar worth it with Missoula Electric Cooperative?

For a typical customer, solar is not worth it: a 5 kW system costing about $15,500 pays back in about 22.4 years, with $1,996 net over 25 years.

How many Missoula Electric Cooperative customers have solar?

About 186 homes had net-metered solar at the end of 2025, roughly 1.3% of residential customers (EIA-861).

Legal name: Missoula Electric Coop, Inc (EIA ID 12692). Data: EIA-861 2025 and monthly data through 2026, state policy research October 2026.