Typical customer: Not worth it

Southwest Tennessee E M C and solar

Southwest Tennessee E M C is an electric cooperative serving about 43,847 homes in Tennessee. Here's what its rates and export rules mean for solar: for a typical customer, solar is not worth it.

Average price (2026 est.)
14.1¢4% above Tennessee average
Typical bill
$1861,322 kWh a month
Exports credited
~19%No statewide net metering
Typical payback
22.9 yrs5.8 kW, cash

Export rules for Southwest Tennessee E M C customers

No statewide net metering (Tennessee rule).

Tennessee has no net metering law; almost all homes are served by TVA-supplied local power companies. Solar offsets your own usage, but exported power is typically bought at TVA's low wholesale avoided-cost rate (about 2.7 c/kWh in late 2026) or a local utility's own rate.

Tennessee net metering details

Solar for a typical Southwest Tennessee E M C home

System5.8 kW (50% of 1,322 kWh/month)
Cost$21,480
First-year savings$886
Payback22.9 years
25-year net$2,517

Uses the utility's average price.

Solar adoption

Homes with solar (2025)
—
Share of customers
—
Residential solar capacity
—
Residential customers
43,847

EIA-861, 2025.

Questions about Southwest Tennessee E M C and solar

Does Southwest Tennessee E M C have net metering?

Southwest Tennessee E M C follows Tennessee's rules: Tennessee has no net metering law; almost all homes are served by TVA-supplied local power companies. Solar offsets your own usage, but exported power is typically bought at TVA's low wholesale avoided-cost rate (about 2.7 c/kWh in late 2026) or a local utility's own rate.

How much does electricity cost with Southwest Tennessee E M C?

Residential customers paid an average of 13.7¢ per kWh in 2025 (EIA), about 14.1¢ adjusted to 2026. The typical home uses 1,322 kWh a month, a bill of about $186.

Is solar worth it with Southwest Tennessee E M C?

For a typical customer, solar is not worth it: a 5.8 kW system costing about $21,480 pays back in about 22.9 years, with $2,517 net over 25 years.

How many Southwest Tennessee E M C customers have solar?

Southwest Tennessee E M C did not report residential net-metered solar to EIA for 2025.

Legal name: Southwest Tennessee E M C (EIA ID 17694). Data: EIA-861 2025 and monthly data through 2026, state policy research October 2026.