Typical customer: Not worth it

Steuben County Rural E M C and solar

Steuben County Rural E M C is an electric cooperative serving about 9,193 homes in Indiana. Here's what its rates and export rules mean for solar: for a typical customer, solar is not worth it.

Average price (2026 est.)
14.9¢12% below Indiana average
Typical bill
$131879 kWh a month
Exports credited
~36%Reduced export credit
Typical payback
19.1 yrs4 kW, cash

Export rules for Steuben County Rural E M C customers

Reduced export credit (Indiana rule).

Indiana ended net metering for new customers in mid-2022. Under 'Excess Distributed Generation' (EDG) billing, solar you use at home offsets retail, but any electricity sent to the grid is credited at about 1.25 times the utility's wholesale energy price (AES Indiana: about 5.4 cents/kWh as of July 2026).

Indiana net metering details

Solar for a typical Steuben County Rural E M C home

System4 kW (50% of 879 kWh/month)
Cost$13,700
First-year savings$657
Payback19.1 years
25-year net$5,906

Uses the utility's average price.

Solar adoption

Homes with solar (2025)
—
Share of customers
—
Residential solar capacity
—
Residential customers
9,193

EIA-861, 2025.

Questions about Steuben County Rural E M C and solar

Does Steuben County Rural E M C have net metering?

Steuben County Rural E M C follows Indiana's rules: Indiana ended net metering for new customers in mid-2022. Under 'Excess Distributed Generation' (EDG) billing, solar you use at home offsets retail, but any electricity sent to the grid is credited at about 1.25 times the utility's wholesale energy price (AES Indiana: about 5.4 cents/kWh as of July 2026).

How much does electricity cost with Steuben County Rural E M C?

Residential customers paid an average of 14.1¢ per kWh in 2025 (EIA), about 14.9¢ adjusted to 2026. The typical home uses 879 kWh a month, a bill of about $131.

Is solar worth it with Steuben County Rural E M C?

For a typical customer, solar is not worth it: a 4 kW system costing about $13,700 pays back in about 19.1 years, with $5,906 net over 25 years.

How many Steuben County Rural E M C customers have solar?

Steuben County Rural E M C did not report residential net-metered solar to EIA for 2025.

Legal name: Steuben County Rural E M C (EIA ID 18100). Data: EIA-861 2025 and monthly data through 2026, state policy research October 2026.