Whitewater Valley Rural EMC and solar
Whitewater Valley Rural EMC is an electric cooperative serving about 12,035 homes in Indiana. Here's what its rates and export rules mean for solar: for a typical customer, solar is not worth it.
- Average price (2026 est.)
- 16.3¢4% below Indiana average
- Typical bill
- $1941,188 kWh a month
- Exports credited
- ~33%Reduced export credit
- Typical payback
- 16.8 yrs5.4 kW, cash
Export rules for Whitewater Valley Rural EMC customers
Reduced export credit (Indiana rule).
Indiana ended net metering for new customers in mid-2022. Under 'Excess Distributed Generation' (EDG) billing, solar you use at home offsets retail, but any electricity sent to the grid is credited at about 1.25 times the utility's wholesale energy price (AES Indiana: about 5.4 cents/kWh as of July 2026).
Solar for a typical Whitewater Valley Rural EMC home
| System | 5.4 kW (50% of 1,188 kWh/month) |
|---|---|
| Cost | $17,270 |
| First-year savings | $962 |
| Payback | 16.8 years |
| 25-year net | $11,967 |
Uses the utility's average price.
Solar adoption
- Homes with solar (2025)
- 65
- Share of customers
- 0.5%
- Residential solar capacity
- 1 MW
- Residential customers
- 12,035
EIA-861, 2025.
Questions about Whitewater Valley Rural EMC and solar
Does Whitewater Valley Rural EMC have net metering?
Whitewater Valley Rural EMC follows Indiana's rules: Indiana ended net metering for new customers in mid-2022. Under 'Excess Distributed Generation' (EDG) billing, solar you use at home offsets retail, but any electricity sent to the grid is credited at about 1.25 times the utility's wholesale energy price (AES Indiana: about 5.4 cents/kWh as of July 2026).
How much does electricity cost with Whitewater Valley Rural EMC?
Residential customers paid an average of 15.4¢ per kWh in 2025 (EIA), about 16.3¢ adjusted to 2026. The typical home uses 1,188 kWh a month, a bill of about $194.
Is solar worth it with Whitewater Valley Rural EMC?
For a typical customer, solar is not worth it: a 5.4 kW system costing about $17,270 pays back in about 16.8 years, with $11,967 net over 25 years.
How many Whitewater Valley Rural EMC customers have solar?
About 65 homes had net-metered solar at the end of 2025, roughly 0.5% of residential customers (EIA-861).
Legal name: Whitewater Valley Rural EMC (EIA ID 20216). Data: EIA-861 2025 and monthly data through 2026, state policy research October 2026.