Solar in Loveland, CO
With City of Loveland's electricity at about 16.2¢ per kWh and 1,494 kWh of sun per kW, solar is a close call for a typical Loveland home today: about a 13.6-year payback.
- Payback, typical home
- 13.6 yrsColorado: 12.4 yrs
- 25-year net
- $18,179after paying $16,250
- Sun
- 1,494kWh per kW per year
- Electricity
- 16.2¢10% below U.S. average
A typical Loveland home, by the numbers
| Utility | City of Loveland |
|---|---|
| Electricity use | 618 kWh a month |
| Best-value system | 5 kW, about 12 panels, 7,468 kWh a year (101% of use) |
| Cost | $16,250 |
| First-year savings | $1,149 |
| Payback | 13.6 years |
| Exported power | Full retail net metering (Colorado rule) |
Cash purchase, no federal credit, 2.6% yearly rate increases. Run it with your own numbers.
Homes in Loveland
- Owner-occupied homes
- 62%
- Single-family detached
- 64%
- Median home value
- $479k
- Median year built
- 1993
- Population
- 78,410
- Roofs suitable for solar†
- 93%
Census ACS 2020–2024. †Share of 23,715 buildings Google Project Sunroof rated technically suitable (2019 snapshot).
Installers working in Loveland
Public installation records for Colorado don't name installers, so we can't rank local companies here. Browse installers in Colorado.
Always verify the license and get at least three quotes. Compare quotes side by side.
Questions about solar in Loveland
Is solar worth it in Loveland, CO?
For a typical home in Loveland, solar is a close call at 2026 prices: a 5 kW system costs about $16,250 after state incentives, saves about $1,149 in year one and pays back in about 13.6 years. Enter your address for an estimate based on your roof and bill.
How much solar power does a system produce in Loveland?
About 1,494 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 5% less than the Colorado average. East- or west-facing roofs produce roughly 10–20% less.
Who is the electric utility in Loveland?
Most homes in Loveland are served by City of Loveland, at about 16.2¢ per kWh on average. Some areas are served by Xcel Energy Colorado, Poudre Valley REA.
How much do solar panels cost in Loveland?
A fair cash price is around $3.05 per watt before incentives, so about $16,250 for a 5 kW system. There's no federal tax credit for homeowners who buy in 2026.
Nearby
- Windsor 15 yrs
- Fort Collins 14.6 yrs
- Greeley 12.8 yrs
- Longmont 13.2 yrs
- Erie 13 yrs
- Boulder 13.3 yrs
- Lafayette 13 yrs
- Broomfield 12.9 yrs
- All of Colorado
Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.