City of Loveland and solar
City of Loveland is a municipal utility serving about 37,387 homes in Colorado. Here's what its rates and export rules mean for solar: for a typical customer, solar is a close call.
- Average price (2026 est.)
- 16.2¢3% below Colorado average
- Typical bill
- $100618 kWh a month
- Exports credited
- RetailFull retail net metering
- Typical payback
- 13.6 yrs5 kW, cash
Export rules for City of Loveland customers
Full retail net metering (Colorado rule).
Colorado requires investor-owned utilities like Xcel Energy to credit solar exports at the full retail rate, with credits rolling over month to month indefinitely. Co-ops and large municipal utilities must also offer net metering, though their rules and size limits differ.
Solar for a typical City of Loveland home
| System | 5 kW (101% of 618 kWh/month) |
|---|---|
| Cost | $16,250 |
| First-year savings | $1,149 |
| Payback | 13.6 years |
| 25-year net | $18,178 |
Uses the utility's average price.
Solar adoption
- Homes with solar (2025)
- 559
- Share of customers
- 1.5%
- Residential solar capacity
- 4 MW
- Residential customers
- 37,387
EIA-861, 2025.
Cities served
Questions about City of Loveland and solar
Does City of Loveland have net metering?
City of Loveland follows Colorado's rules: Colorado requires investor-owned utilities like Xcel Energy to credit solar exports at the full retail rate, with credits rolling over month to month indefinitely. Co-ops and large municipal utilities must also offer net metering, though their rules and size limits differ.
How much does electricity cost with City of Loveland?
Residential customers paid an average of 15.3¢ per kWh in 2025 (EIA), about 16.2¢ adjusted to 2026. The typical home uses 618 kWh a month, a bill of about $100.
Is solar worth it with City of Loveland?
For a typical customer, solar is a close call: a 5 kW system costing about $16,250 pays back in about 13.6 years, with $18,178 net over 25 years.
How many City of Loveland customers have solar?
About 559 homes had net-metered solar at the end of 2025, roughly 1.5% of residential customers (EIA-861).
Legal name: City of Loveland - (CO) (EIA ID 11256). Data: EIA-861 2025 and monthly data through 2026, state policy research October 2026.