Typical home: Close call

Solar in St. Louis, MO

With Ameren Missouri's electricity at about 13.9¢ per kWh and 1,388 kWh of sun per kW, solar is a close call for a typical St. Louis home today: about a 15.8-year payback.

Payback, typical home
15.8 yrsMissouri: 15.5 yrs
25-year net
$13,262after paying $20,185
Sun
1,388kWh per kW per year
Electricity
13.9¢23% below U.S. average

A typical St. Louis home, by the numbers

UtilityAmeren Missouri
Electricity use1,032 kWh a month
Best-value system7.1 kW, about 17 panels, 9,854 kWh a year (80% of use)
Cost$20,185
First-year savings$1,353
Payback15.8 years
Exported power4.6¢/kWh (Ameren Missouri)

Cash purchase, no federal credit, 1.7% yearly rate increases. Run it with your own numbers.

Solar production per kW in St. Louis

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan77
Feb96
Mar115
Apr131
May137
Jun148
Jul149
Aug143
Sep131
Oct114
Nov77
Dec71

Homes in St. Louis

Owner-occupied homes
45%
Single-family detached
43%
Median home value
$198k
Median year built
1938
Population
288,512
Roofs suitable for solar†
81%

Census ACS 2020–2024. †Share of 89,672 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Older housing stock. Many homes here were built before 1975. Have the roof and electrical panel checked before signing; a roof or panel upgrade can add thousands. Roof first?

Installers working in St. Louis

Public installation records for Missouri don't name installers, so we can't rank local companies here. Browse installers in Missouri.

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in St. Louis

Is solar worth it in St. Louis, MO?

For a typical home in St. Louis, solar is a close call at 2026 prices: a 7.1 kW system costs about $20,185 after state incentives, saves about $1,353 in year one and pays back in about 15.8 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in St. Louis?

About 1,388 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 2% less than the Missouri average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in St. Louis?

Most homes in St. Louis are served by Ameren Missouri, at about 13.9¢ per kWh on average.

How much do solar panels cost in St. Louis?

A fair cash price is around $2.85 per watt before incentives, so about $20,185 for a 7.1 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.