Typical home: Not worth it

Solar in University City, MO

With Ameren Missouri's electricity at about 13.9¢ per kWh and 1,367 kWh of sun per kW, solar is not worth it for a typical University City home today: about a 16.1-year payback.

Payback, typical home
16.1 yrsMissouri: 15.5 yrs
25-year net
$12,943after paying $20,420
Sun
1,367kWh per kW per year
Electricity
13.9¢23% below U.S. average

A typical University City home, by the numbers

UtilityAmeren Missouri
Electricity use1,032 kWh a month
Best-value system7.2 kW, about 17 panels, 9,841 kWh a year (79% of use)
Cost$20,420
First-year savings$1,353
Payback16.1 years
Exported power4.6¢/kWh (Ameren Missouri)

Cash purchase, no federal credit, 1.7% yearly rate increases. Run it with your own numbers.

Solar production per kW in University City

kWh per kW each month, south-facing at 20° tilt. PVWatts v8 with local typical-year weather.

Show as a table
PeriodValue
Jan75
Feb94
Mar110
Apr127
May134
Jun142
Jul144
Aug139
Sep129
Oct110
Nov90
Dec72

Homes in University City

Owner-occupied homes
56%
Single-family detached
61%
Median home value
$307k
Median year built
1949
Population
34,685
Roofs suitable for solar†
74%

Census ACS 2020–2024. †Share of 9,210 buildings Google Project Sunroof rated technically suitable (2019 snapshot).

Older housing stock. Many homes here were built before 1975. Have the roof and electrical panel checked before signing; a roof or panel upgrade can add thousands. Roof first?

Installers working in University City

Public installation records for Missouri don't name installers, so we can't rank local companies here. Browse installers in Missouri.

Always verify the license and get at least three quotes. Compare quotes side by side.

Questions about solar in University City

Is solar worth it in University City, MO?

For a typical home in University City, solar is not worth it at 2026 prices: a 7.2 kW system costs about $20,420 after state incentives, saves about $1,353 in year one and pays back in about 16.1 years. Enter your address for an estimate based on your roof and bill.

How much solar power does a system produce in University City?

About 1,367 kWh per year for each kW of panels on a south-facing roof, based on PVWatts and local weather. That's 3% less than the Missouri average. East- or west-facing roofs produce roughly 10–20% less.

Who is the electric utility in University City?

Most homes in University City are served by Ameren Missouri, at about 13.9¢ per kWh on average.

How much do solar panels cost in University City?

A fair cash price is around $2.85 per watt before incentives, so about $20,420 for a 7.2 kW system. There's no federal tax credit for homeowners who buy in 2026.

Nearby

Data: PVWatts (National Laboratory of the Rockies), EIA-861 2025 adjusted to 2026, U.S. Census ACS, LBNL Tracking the Sun, state policy research as of October 2026.